fix(settings): never report a failed consent read as a withdrawal

The AI consent card turned any failed read of the receipt (a rate limit, a
network drop) into "Withdrawn" and offered a grant. It now says the read
failed, with a retry. The Coach history note is one sentence.

messages/de.json

@@ -2947,7 +2947,7 @@
         "note": "Diese Antwort wurde unterbrochen, bevor sie fertig war.",
         "retry": "Erneut fragen"
       },
-      "historyReadOnlyNote": "Der Coach ist gerade nicht verfügbar. Deine Gespräche kannst du trotzdem lesen und löschen.",
+      "historyReadOnlyNote": "Der Coach ist gerade nicht verfügbar, deine Gespräche kannst du aber weiter lesen und löschen.",
       "transcriptYou": "Du",
       "transcriptCoach": "Coach",
       "errorConsent": "Der Coach braucht deine KI-Einwilligung, bevor er antworten kann. Du kannst sie unter Einstellungen, KI geben.",

messages/en.json

@@ -2947,7 +2947,7 @@
         "note": "This answer was interrupted before it finished.",
         "retry": "Ask again"
       },
-      "historyReadOnlyNote": "The Coach is not available right now. You can still read and delete your conversations.",
+      "historyReadOnlyNote": "The Coach is not available right now, but you can still read and delete your conversations.",
       "transcriptYou": "You",
       "transcriptCoach": "Coach",
       "errorConsent": "The Coach needs your AI consent before it can answer. You can give it in Settings, AI.",

messages/es.json

@@ -2947,7 +2947,7 @@
         "note": "Esta respuesta se interrumpió antes de terminar.",
         "retry": "Preguntar de nuevo"
       },
-      "historyReadOnlyNote": "El Coach no está disponible ahora mismo. Aun así puedes leer y eliminar tus conversaciones.",
+      "historyReadOnlyNote": "El Coach no está disponible ahora mismo, pero aún puedes leer y eliminar tus conversaciones.",
       "transcriptYou": "Tú",
       "transcriptCoach": "Coach",
       "errorConsent": "El Coach necesita tu consentimiento de IA antes de poder responder. Puedes darlo en Ajustes, IA.",

messages/fr.json

@@ -2947,7 +2947,7 @@
         "note": "Cette réponse a été interrompue avant la fin.",
         "retry": "Reposer la question"
       },
-      "historyReadOnlyNote": "Le Coach n'est pas disponible pour le moment. Vous pouvez toujours lire et supprimer vos conversations.",
+      "historyReadOnlyNote": "Le Coach n'est pas disponible pour le moment, mais vous pouvez toujours lire et supprimer vos conversations.",
       "transcriptYou": "Vous",
       "transcriptCoach": "Coach",
       "errorConsent": "Le Coach a besoin de votre consentement à l'IA avant de pouvoir répondre. Vous pouvez le donner dans Réglages, IA.",

messages/it.json

@@ -2947,7 +2947,7 @@
         "note": "Questa risposta è stata interrotta prima di essere completata.",
         "retry": "Chiedi di nuovo"
       },
-      "historyReadOnlyNote": "Il Coach non è disponibile al momento. Puoi comunque leggere ed eliminare le tue conversazioni.",
+      "historyReadOnlyNote": "Il Coach non è disponibile al momento, ma puoi ancora leggere ed eliminare le tue conversazioni.",
       "transcriptYou": "Tu",
       "transcriptCoach": "Coach",
       "errorConsent": "Il Coach ha bisogno del tuo consenso all'IA prima di poter rispondere. Puoi darlo in Impostazioni, IA.",

messages/ko.json

@@ -2947,7 +2947,7 @@
         "note": "이 답변은 끝나기 전에 중단됐어요.",
         "retry": "다시 물어보기"
       },
-      "historyReadOnlyNote": "지금은 코치를 사용할 수 없습니다. 대화는 계속 읽고 삭제할 수 있습니다.",
+      "historyReadOnlyNote": "지금은 코치를 사용할 수 없지만 대화는 계속 읽고 삭제할 수 있습니다.",
       "transcriptYou": "나",
       "transcriptCoach": "코치",
       "errorConsent": "코치가 답변하려면 AI 동의가 필요합니다. 설정의 AI에서 동의할 수 있습니다.",

messages/pl.json

@@ -2947,7 +2947,7 @@
         "note": "Ta odpowiedź została przerwana przed ukończeniem.",
         "retry": "Zapytaj ponownie"
       },
-      "historyReadOnlyNote": "Coach jest teraz niedostępny. Nadal możesz czytać i usuwać swoje rozmowy.",
+      "historyReadOnlyNote": "Coach jest teraz niedostępny, ale nadal możesz czytać i usuwać swoje rozmowy.",
       "transcriptYou": "Ty",
       "transcriptCoach": "Coach",
       "errorConsent": "Coach potrzebuje Twojej zgody na AI, zanim odpowie. Możesz ją wyrazić w Ustawieniach, AI.",

src/components/settings/ai/__tests__/ai-consent-card.test.tsx

@@ -75,6 +75,35 @@ describe("AiConsentCard", () => {
     expect(html).toContain('data-slot="ai-consent-grant"');
   });
 
+  it("never reports a failed read as a withdrawal", () => {
+    // A refused or failed read (the consent bucket's rate limit, a network
+    // drop) says nothing about the decision. Reporting it as "Withdrawn" and
+    // offering a grant would misstate the person's own choice.
+    const client = new QueryClient({
+      defaultOptions: { queries: { retry: false, retryOnMount: false } },
+    });
+    client
+      .getQueryCache()
+      .build(client, { queryKey: receiptKey })
+      .setState({
+        status: "error",
+        error: new Error("read failed"),
+        data: undefined,
+        fetchStatus: "idle",
+      });
+    const html = renderToStaticMarkup(
+      <QueryClientProvider client={client}>
+        <I18nProvider initialLocale="en">
+          <AiConsentCard isAuthenticated />
+        </I18nProvider>
+      </QueryClientProvider>,
+    );
+    expect(html).not.toContain("Withdrawn.");
+    expect(html).not.toContain('data-slot="ai-consent-grant"');
+    expect(html).not.toContain('data-slot="ai-consent-withdraw"');
+    expect(html).toContain('data-slot="ai-consent-load-error"');
+  });
+
   it("never shows the grant control while consent stands", () => {
     const html = renderWith({
       id: "rcpt-1",

src/components/settings/ai/ai-consent-card.tsx

@@ -35,6 +35,7 @@ import { Loader2, ShieldCheck, ShieldOff } from "lucide-react";
 
 import { Button } from "@/components/ui/button";
 import { Skeleton } from "@/components/ui/skeleton";
+import { QueryErrorRow } from "@/components/ui/query-error-row";
 import { apiFetchRaw } from "@/lib/api/api-fetch";
 import { formatDateTime } from "@/lib/format";
 import { useTranslations } from "@/lib/i18n/context";
@@ -56,11 +57,13 @@ export function AiConsentCard({
   const queryClient = useQueryClient();
   const [confirming, setConfirming] = useState(false);
 
-  const { data, isLoading } = useQuery({
+  const { data, isLoading, isError, refetch } = useQuery({
     queryKey: queryKeys.aiConsentReceipt("ai_full"),
     queryFn: async () => {
       const res = await apiFetchRaw("/api/consent/ai/latest?kind=ai_full");
-      if (!res.ok) return null;
+      // A failed read is not a withdrawal: throw so the card says it could
+      // not load instead of reporting the person's decision wrongly.
+      if (!res.ok) throw new Error("consent read failed");
       const json = await res.json();
       return (json.data?.receipt ?? null) as ConsentReceiptWire;
     },
@@ -133,6 +136,17 @@ export function AiConsentCard({
     );
   }
 
+  if (isError) {
+    return (
+      <section className="space-y-3" data-slot="ai-consent">
+        <QueryErrorRow
+          slot="ai-consent-load-error"
+          onRetry={() => void refetch()}
+        />
+      </section>
+    );
+  }
+
   // Narrow to the receipt itself rather than a boolean, so the branches
   // below can read its fields without an assertion.
   const activeReceipt = data && data.revokedAt === null ? data : null;