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The background ceiling applied only when the operator funded the chain, so on a chain the operator does not pay for the automatic generators and the chat shared one undivided ceiling and the first could still take all of it. That is the configuration the recommended remedy for the original lockout produces — put the personal Codex account first — so the guarantee was missing on exactly the setup it was written for. The ceiling is now expressed as what it is meant to protect. Background work may run until the day's spend would leave less than a fixed reserve for whoever is waiting on an answer, on both cost owners. A reserve and a quota look alike at the boundary and mean opposite things in the middle: a quota stops useful generation on a day nobody was ever going to interrupt, while a reserve costs it nothing until the moment it would take the last of the day. An account generating 1.45 million tokens of insights on its own plan keeps every one of them and the chat still holds 400 000. INTERACTIVE_RESERVE_SHARE replaces JOB_SURFACE_SHARE. The old name described a quota over the jobs rather than a floor under the person waiting, and a name that states the opposite of the intent is what put the wrong comparison in this ledger twice already. The fraction is a default an operator will want to change. The setting and its documentation are separate work.