Replace the fixed three tool rounds with a budget fixed by who pays:
120k tokens, 150 s and 12 rounds on the person's own plan, key or local
model, 40k, 90 s and 6 rounds when the operator pays. Cached input counts
at a tenth. The final answer is reserved from the start, so a turn whose
budget, clock or round cap runs out answers from what it read. A
no-progress brake stops a turn that repeats calls or reads nothing new,
and a repeated call is never run again.
The day's ledger is booked round by round: round one and the final
reserve when the turn starts, each further round right before it runs,
every round settled as it returns, the unused reserve given back at the
end. A round the daily ceiling refuses ends the turn with an answer.
Every phase goes out live as an activity frame (thinking, fetching,
summarising, asking, remembering, planning, the stop, the answer), with
screened reasoning titles and summaries; the structure rides the
provenance and the text is sealed in trail_encrypted, served by
GET /api/insights/chat/{id}/messages/{messageId}/trail. Tables go out as
interim results as soon as they are read.
Add ask_clarification with a server brake, remember_fact and
propose_plan over the memory contract, model-free decision turns,
compare_series with the compare chart, eight tables per message,
assumptions with change-assumption chips, a reasoning level per turn and
at most two concurrent turns per person.
Marc-André Bombeck
cf68055cb2