An app boot's /api/auth/me read the AppSettings singleton six times, each
reader with its own few columns: the MFA policy, the Assistant switches,
the module availability, the provider presence, the AI usage bounds and
the reasoning controls. They now take their columns from one read,
memoised for the request and read afresh inside a background job like the
readers themselves. No answer changes.
Three levels (frugal, standard, full) with an operator ceiling and default
and a per-account choice within them, resolved in the capability layer for
the record and published on GET /api/auth/me as ai.usage: the level in
effect, the stored choice, the bounds, why (user, default, admin_cap), the
three options with whether each is allowed and an estimate of tokens per
day scaled from the record's last seven full days of coach_usage, and the
measured mean. A delegate sees the level, never the owner's spend.
PUT /api/auth/me/ai-usage stores the account's own choice or null for the
default, refusing a level above the ceiling with 422 ai.usage.aboveCeiling
and meta.maxLevel. The new supplementLabel capability needs standard or
above; below it the capability is unavailable with the new usage_level
reason, refused with 403 ai.usage.levelTooLow and meta.requiredLevel.
Refs #1217
Marc-André Bombeck