`ALLOW_LOCAL_AI_PRIVATE_HOSTS` was a binary flag that, when `true`,
opened every private/internal host at once — including the cloud
metadata endpoint and any internal panel. Replace the binary check at
all three sites (write-time validation, local client, test resolver)
with a shared `isLocalAiHostAllowed` helper: a comma-separated host list
permits only those exact hostnames, while the legacy `true` still
permits any private host for backward compatibility. The safeFetch /
isPublicUrl floor is untouched; the allowlist only widens what the
operator deliberately permits. Docs and the SSRF-pin inventory test are
updated accordingly.
