The SSO callback bound a verified provider email to the local account with
the same address on the spot. The local address is not verified: anyone
could register with it, or type it into their profile, and the SSO user
then landed in an account the other person still held the password to.
The callback now links nothing. It records the link it would make in a
sealed, ten-minute, HttpOnly cookie and sends the browser to the sign-in
page, and the link is made only when that browser then signs in to that
same account with its password (and second factor) or passkey. Under an
SSO-only policy the password form opens for exactly that account. The
native sign-in answers oidc_link_required; the link is confirmed once on
the web.
Moving an account to a new email address now also needs a fresh proof: a
sign-in or second factor in the last five minutes, or the current password
sent alongside the change. Without it the address is left as it was and
reported in rejectedFields; the rest of the save still lands.
A browser session on its own could start TOTP enrollment or register a
security key. Combined with a pending secret counting as a factor, that let
a stolen session give itself a second factor, register a passkey with it,
and keep access after the owner changed the password.
TOTP setup and security-key registration now pass on the cookie path only
when the session signed in or completed a second factor in the last five
minutes, or when the body carries a proof in the step-up shape (password,
a confirmed authenticator code, or a passkey or security-key assertion).
The settings cards ask for that proof when the server answers
auth.reproof.required and retry the same call with it. The Bearer path is
unchanged: its elevation already is the proof.
Every route that checks a password or a factor as a re-proof now uses one
verifier and one per-account budget of five attempts per fifteen minutes,
shared with the step-up mint, and records each refused proof as
auth.mfa.failed. Passkey enrollment and password change had neither the
limit (passkey enrollment) nor the audit row (both). A structural test
freezes the set of credential-verifying routes and requires a throttle and
an audit call in each.