diff --git a/src/app/api/insights/chat/__tests__/__snapshots__/golden-transcripts.test.ts.snap b/src/app/api/insights/chat/__tests__/__snapshots__/golden-transcripts.test.ts.snap
index 2399cd5b7..b9570c8ea 100644
--- a/src/app/api/insights/chat/__tests__/__snapshots__/golden-transcripts.test.ts.snap
+++ b/src/app/api/insights/chat/__tests__/__snapshots__/golden-transcripts.test.ts.snap
@@ -19,6 +19,9 @@ exports[`coach chat golden transcripts > 01a tool mode, two rounds, present data
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -50,7 +53,7 @@ exports[`coach chat golden transcripts > 01a tool mode, two rounds, present data
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -265,6 +268,9 @@ exports[`coach chat golden transcripts > 01b tool mode, present data, one figure
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -296,7 +302,7 @@ exports[`coach chat golden transcripts > 01b tool mode, present data, one figure
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -523,6 +529,9 @@ exports[`coach chat golden transcripts > 02 tool mode, every tool missed, fabric
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -554,7 +563,7 @@ exports[`coach chat golden transcripts > 02 tool mode, every tool missed, fabric
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -889,6 +898,9 @@ exports[`coach chat golden transcripts > 03 no-tools path with the full snapshot
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1339,6 +1351,9 @@ exports[`coach chat golden transcripts > 06 budget exceeded 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1390,6 +1405,9 @@ exports[`coach chat golden transcripts > 07a all providers failed (plain) 1`] =
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1421,7 +1439,7 @@ exports[`coach chat golden transcripts > 07a all providers failed (plain) 1`] =
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -1479,6 +1497,9 @@ exports[`coach chat golden transcripts > 07b all providers failed (every hop rat
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1510,7 +1531,7 @@ exports[`coach chat golden transcripts > 07b all providers failed (every hop rat
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -1568,6 +1589,9 @@ exports[`coach chat golden transcripts > 07c all providers failed (primary crede
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1599,7 +1623,7 @@ exports[`coach chat golden transcripts > 07c all providers failed (primary crede
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -1657,6 +1681,9 @@ exports[`coach chat golden transcripts > 08 an unwrapped tagged provider error 1
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1688,7 +1715,7 @@ exports[`coach chat golden transcripts > 08 an unwrapped tagged provider error 1
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -1747,6 +1774,9 @@ exports[`coach chat golden transcripts > 09 an aborted request leaves a cancelle
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1778,7 +1808,7 @@ exports[`coach chat golden transcripts > 09 an aborted request leaves a cancelle
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -1843,6 +1873,9 @@ exports[`coach chat golden transcripts > 10 outbound block replaces the reply an
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -1874,7 +1907,7 @@ exports[`coach chat golden transcripts > 10 outbound block replaces the reply an
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -2219,6 +2252,9 @@ exports[`coach chat golden transcripts > 11a KEYVALUES valid 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -2250,7 +2286,7 @@ exports[`coach chat golden transcripts > 11a KEYVALUES valid 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -2469,6 +2505,9 @@ exports[`coach chat golden transcripts > 11b KEYVALUES partial 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -2500,7 +2539,7 @@ exports[`coach chat golden transcripts > 11b KEYVALUES partial 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -2717,6 +2756,9 @@ exports[`coach chat golden transcripts > 11c KEYVALUES malformed (no closing mar
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -2748,7 +2790,7 @@ exports[`coach chat golden transcripts > 11c KEYVALUES malformed (no closing mar
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -2949,6 +2991,9 @@ exports[`coach chat golden transcripts > 11d sentinel-only reply is an empty rep
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -2980,7 +3025,7 @@ exports[`coach chat golden transcripts > 11d sentinel-only reply is an empty rep
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -3049,6 +3094,9 @@ exports[`coach chat golden transcripts > 11e empty provider reply 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -3080,7 +3128,7 @@ exports[`coach chat golden transcripts > 11e empty provider reply 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -3140,6 +3188,9 @@ exports[`coach chat golden transcripts > 12a SUGGEST-REMINDER surfaced 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -3171,7 +3222,7 @@ exports[`coach chat golden transcripts > 12a SUGGEST-REMINDER surfaced 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -3410,6 +3461,9 @@ exports[`coach chat golden transcripts > 12b SUGGEST-REMINDER suppressed 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -3441,7 +3495,7 @@ exports[`coach chat golden transcripts > 12b SUGGEST-REMINDER suppressed 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -3644,6 +3698,9 @@ exports[`coach chat golden transcripts > 13 SUGGEST-ACTION 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -3675,7 +3732,7 @@ exports[`coach chat golden transcripts > 13 SUGGEST-ACTION 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -3918,6 +3975,9 @@ exports[`coach chat golden transcripts > 14a REMEMBER valid 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -3949,7 +4009,7 @@ exports[`coach chat golden transcripts > 14a REMEMBER valid 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -4172,6 +4232,9 @@ exports[`coach chat golden transcripts > 14b REMEMBER malformed 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -4203,7 +4266,7 @@ exports[`coach chat golden transcripts > 14b REMEMBER malformed 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -4421,6 +4484,9 @@ exports[`coach chat golden transcripts > 15 an unknown learn link is scrubbed, a
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -4452,7 +4518,7 @@ exports[`coach chat golden transcripts > 15 an unknown learn link is scrubbed, a
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -4668,6 +4734,9 @@ exports[`coach chat golden transcripts > 16a coach.provider.none via an empty ch
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "annotate",
       "metaKeys": [],
@@ -4707,6 +4776,9 @@ exports[`coach chat golden transcripts > 16b an empty chain served by the legacy
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -5064,6 +5136,9 @@ exports[`coach chat golden transcripts > 16d coach.provider.none from the capabi
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -5109,6 +5184,9 @@ exports[`coach chat golden transcripts > 17a a workout-scoped first turn 1`] = `
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "isModuleEnabled",
       "module": "workouts",
@@ -5153,7 +5231,7 @@ exports[`coach chat golden transcripts > 17a a workout-scoped first turn 1`] = `
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -5368,6 +5446,9 @@ exports[`coach chat golden transcripts > 17b a workout-scoped first turn with th
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "annotate",
       "metaKeys": [
@@ -5408,7 +5489,7 @@ exports[`coach chat golden transcripts > 17b a workout-scoped first turn with th
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -5611,6 +5692,9 @@ exports[`coach chat golden transcripts > 18 a persistence throw after the provid
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -5642,7 +5726,7 @@ exports[`coach chat golden transcripts > 18 a persistence throw after the provid
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -5757,7 +5841,7 @@ exports[`coach chat golden transcripts > 19 an existing conversation with prior
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -5984,6 +6068,9 @@ exports[`coach chat golden transcripts > 20 a guided-question turn with a scope
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -6015,7 +6102,7 @@ exports[`coach chat golden transcripts > 20 a guided-question turn with a scope
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 30000,
       "tools": 6,
@@ -6198,6 +6285,9 @@ exports[`coach chat golden transcripts > 21 the German locale with a stored self
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -6229,7 +6319,7 @@ exports[`coach chat golden transcripts > 21 the German locale with a stored self
         "window": "last30days",
       },
       "signal": true,
-      "system": "ea823e5e510a:4068",
+      "system": "7c188ee61f98:5016",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -6448,6 +6538,9 @@ exports[`coach chat golden transcripts > 22 tool mode with live steps: found, em
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
     {
       "call": "assertConsentForChain",
       "chain": [
@@ -6479,7 +6572,7 @@ exports[`coach chat golden transcripts > 22 tool mode with live steps: found, em
         "window": "last30days",
       },
       "signal": true,
-      "system": "d46e2a89426f:3975",
+      "system": "37f58b1a7608:4923",
       "temperature": 0.4,
       "timeoutMs": 180000,
       "tools": 6,
@@ -7064,6 +7157,9 @@ exports[`coach chat golden transcripts — refusals before the stream > R6 conse
     {
       "call": "storeDeterministicFacts",
     },
+    {
+      "call": "enqueueCoachMemoryRefresh",
+    },
   ],
   "contentType": null,
   "frames": [],
diff --git a/src/lib/ai/coach/tools/dialog-tools.ts b/src/lib/ai/coach/tools/dialog-tools.ts
index 62c695fcd..47f693e8a 100644
--- a/src/lib/ai/coach/tools/dialog-tools.ts
+++ b/src/lib/ai/coach/tools/dialog-tools.ts
@@ -31,6 +31,8 @@ import {
 import {
   PLAN_REVIEW_DAYS,
   REMEMBER_FACT_MAX_CHARS,
+} from "@/lib/ai/coach/memory/shared";
+import {
   proposePlanFromTool,
   rememberFactFromTool,
 } from "@/lib/ai/coach/memory/contract";
@@ -200,6 +202,8 @@ export interface DialogToolContext {
   locale: Locale;
   /** The person's current message: the only text a fact may come from. */
   userMessage: string;
+  /** The stored id of that message, which a remembered fact points back to. */
+  userMessageId?: string;
   /** What the record holds; null on the no-tools path. */
   inventory: InventoryEntry[] | null;
   /**
@@ -319,6 +323,7 @@ export async function runDialogTool(args: {
           userId: ctx.userId,
           conversationId: ctx.conversationId,
           userMessage: ctx.userMessage,
+          ...(ctx.userMessageId ? { userMessageId: ctx.userMessageId } : {}),
           call: parsed.data,
         });
         if (outcome.kind === "declined") {
diff --git a/src/lib/ai/coach/tools/loop.ts b/src/lib/ai/coach/tools/loop.ts
index 031886ed1..74ef7e9c6 100644
--- a/src/lib/ai/coach/tools/loop.ts
+++ b/src/lib/ai/coach/tools/loop.ts
@@ -228,6 +228,12 @@ export async function runCoachToolLoop(args: {
   locale?: Locale;
   /** v1.41 — what the dialog tools need. Absent: they are declined. */
   dialog?: DialogToolContext;
+  /**
+   * v1.41 — a note the answer already carries before any round (a health
+   * fact the background found, offered once). It is the answer's one note:
+   * `remember_fact` is declined beside it.
+   */
+  initialMemoryNote?: CoachMemoryNote;
   /** v1.41 — the figures read so far, for screening a checkpoint. */
   checkpointScreen?: { userMessage: string };
 }): Promise<CoachToolLoopResult> {
@@ -276,7 +282,7 @@ export async function runCoachToolLoop(args: {
   const toolTrace: CoachToolTrace[] = [];
   const toolResults: CoachToolResult[] = [];
   const declinedClarifications: CoachClarification[] = [];
-  let memoryNote: CoachMemoryNote | undefined;
+  let memoryNote: CoachMemoryNote | undefined = args.initialMemoryNote;
   let planProposal: CoachPlanProposal | undefined;
   let callCount = 0;
   let stopReason: CoachStopReason | null = null;
diff --git a/src/lib/ai/coach/turn/__tests__/continue-turn.test.ts b/src/lib/ai/coach/turn/__tests__/continue-turn.test.ts
index f787dda3a..9b177d622 100644
--- a/src/lib/ai/coach/turn/__tests__/continue-turn.test.ts
+++ b/src/lib/ai/coach/turn/__tests__/continue-turn.test.ts
@@ -131,6 +131,7 @@ function persistedProvenance(): CoachProvenance {
 
 beforeEach(() => {
   for (const fn of Object.values(m)) fn.mockReset();
+  m.persistUserTurn.mockResolvedValue({ messageId: "m-user" });
   m.resolveTurnConversation.mockResolvedValue({
     conversation: {
       conversationId: "c1",
diff --git a/src/lib/ai/coach/turn/__tests__/follow-up-turn.test.ts b/src/lib/ai/coach/turn/__tests__/follow-up-turn.test.ts
index 0e5511ef8..6fcfbfd2e 100644
--- a/src/lib/ai/coach/turn/__tests__/follow-up-turn.test.ts
+++ b/src/lib/ai/coach/turn/__tests__/follow-up-turn.test.ts
@@ -238,6 +238,7 @@ function modelPath(prefs = DEFAULT_COACH_PREFS) {
 
 beforeEach(() => {
   for (const fn of Object.values(m)) fn.mockReset();
+  m.persistUserTurn.mockResolvedValue({ messageId: "m-user" });
   m.readFollowUpHistory.mockResolvedValue({
     today: "2026-09-27",
     firstDate: { bp: "2024-01-01" },
diff --git a/src/lib/ai/coach/turn/context.ts b/src/lib/ai/coach/turn/context.ts
index 3a87eff5f..5eb51c3dd 100644
--- a/src/lib/ai/coach/turn/context.ts
+++ b/src/lib/ai/coach/turn/context.ts
@@ -177,18 +177,19 @@ export async function assembleTurnContext(args: {
     // Fact capture must never break the chat turn; the >TURN_CAP LLM
     // extraction remains as the catch-all on long conversations.
   });
-  if (turnContext.historyElided) {
-    void enqueueCoachMemoryRefresh({
-      conversationId,
-      userId,
-      // Coach memory prose is composed in de/en only — it is MODEL-FACING
-      // context (a rolling conversation summary + extracted durable facts),
-      // not user-facing prose, so English is the correct target for every
-      // locale without a reviewed body. The former `=== "en" ? "en" : "de"`
-      // binary composed and keyed a French account's memory in German.
-      locale: instructionLocale(locale),
-    });
-  }
+  // v1.41 — every turn enqueues the refresh; the job waits for the
+  // conversation to go quiet and runs once per conversation (its debounce
+  // and singleton key), so a short chat is remembered too.
+  void enqueueCoachMemoryRefresh({
+    conversationId,
+    userId,
+    // Coach memory prose is composed in de/en only — it is MODEL-FACING
+    // context (a rolling conversation summary + extracted durable facts),
+    // not user-facing prose, so English is the correct target for every
+    // locale without a reviewed body. The former `=== "en" ? "en" : "de"`
+    // binary composed and keyed a French account's memory in German.
+    locale: instructionLocale(locale),
+  });
 
   // A workout launch is an optional narrowing of Coach, not permission to
   // bypass the workouts module. Disabled modules contribute no read and no
diff --git a/src/lib/ai/coach/turn/conversation.ts b/src/lib/ai/coach/turn/conversation.ts
index 54cb9534f..e6bbbd078 100644
--- a/src/lib/ai/coach/turn/conversation.ts
+++ b/src/lib/ai/coach/turn/conversation.ts
@@ -163,10 +163,12 @@ export async function resolveTurnConversation(args: {
 export async function persistUserTurn(
   conversationId: string,
   message: string,
-): Promise<void> {
-  await appendMessage({
+): Promise<{ messageId: string }> {
+  const stored = await appendMessage({
     conversationId,
     role: "user",
     content: message,
   });
+  // v1.41 — the id a remembered fact points back to.
+  return { messageId: stored.id };
 }
diff --git a/src/lib/ai/coach/turn/model.ts b/src/lib/ai/coach/turn/model.ts
index b9961683f..c032c45b1 100644
--- a/src/lib/ai/coach/turn/model.ts
+++ b/src/lib/ai/coach/turn/model.ts
@@ -282,6 +282,8 @@ export async function runTurnModel(args: {
   priorResults?: PriorResultTurn[];
   /** v1.41 — the person's message, the only source of a remembered fact. */
   message: string;
+  /** v1.41 — that message's stored id. */
+  userMessageId?: string;
   /** v1.41 — the reasoning the turn asks for, already resolved. */
   reasoning?: TurnReasoning;
   /** v1.41 — who pays: fixes the turn's budget. */
@@ -333,8 +335,13 @@ export async function runTurnModel(args: {
       userId,
       conversationId,
       locale,
+      // The block re-runs the wire egress check for exactly these.
+      providerTypes: chain.map((entry) => entry.providerType),
     }).catch(() => null);
     if (memory) {
+      recorder.setRecalled(memory.recalled);
+    }
+    if (memory && memory.factIds.length + memory.planIds.length > 0) {
       const count = memory.factIds.length + memory.planIds.length;
       const id = activity.start({
         phase: "memory",
@@ -365,12 +372,8 @@ export async function runTurnModel(args: {
         reach: ctx.reach,
         prior: args.priorResults ?? [],
       });
-      const requestWith = (tableRules: boolean) => {
-        // `memoryBlock` is the memory package's parameter; held in a
-        // variable so the request builds whether or not it is declared yet.
-        const request: Parameters<typeof buildCoachToolRequest>[0] & {
-          memoryBlock?: string;
-        } = {
+      const requestWith = (tableRules: boolean) =>
+        buildCoachToolRequest({
           systemPrompt: ctx.systemPrompt,
           toolModeAddendum: appendBlocks(buildToolModeAddendum(locale), [
             buildDialogAddenda(locale, { tableRules }),
@@ -384,9 +387,7 @@ export async function runTurnModel(args: {
           transcript: turnContext.transcript,
           languageName: LANGUAGE_NAMES[locale],
           ...(memory ? { memoryBlock: memory.text } : {}),
-        };
-        return buildCoachToolRequest(request);
-      };
+        });
       // The recheck and follow-up rules are about tables: they ride the
       // prompt once the conversation holds one, or from the round after this
       // turn produced its first.
@@ -445,11 +446,15 @@ export async function runTurnModel(args: {
         ...(args.reasoning ? { reasoning: args.reasoning } : {}),
         activity,
         locale,
+        ...(memory?.pendingProposal
+          ? { initialMemoryNote: memory.pendingProposal }
+          : {}),
         dialog: {
           userId,
           conversationId,
           locale,
           userMessage: args.message,
+          ...(args.userMessageId ? { userMessageId: args.userMessageId } : {}),
           inventory: inventory.entries,
           conversationWindowSet: args.conversationWindowSet,
         },
@@ -698,7 +703,7 @@ export async function runTurnModel(args: {
       activity: recorder,
       toolClarification: null,
       declinedClarifications: [],
-      memoryNote: null,
+      memoryNote: memory?.pendingProposal ?? null,
       planProposal: null,
       interimSent: false,
     };
diff --git a/src/lib/ai/coach/turn/pipeline.ts b/src/lib/ai/coach/turn/pipeline.ts
index 3535a45eb..218232f51 100644
--- a/src/lib/ai/coach/turn/pipeline.ts
+++ b/src/lib/ai/coach/turn/pipeline.ts
@@ -149,7 +149,10 @@ async function runTurn(
     ...(clarifiedLine ? [clarifiedLine] : []),
   ];
 
-  await persistUserTurn(workingConversationId, message);
+  const { messageId: userMessageId } = await persistUserTurn(
+    workingConversationId,
+    message,
+  );
 
   const ctx = await assembleTurnContext({
     userId,
@@ -219,6 +222,7 @@ async function runTurn(
       turnHints,
       priorResults: conversation.priorResults,
       message,
+      userMessageId,
       reasoning,
       payer,
       conversationWindowSet: input.scope?.window !== undefined,
diff --git a/src/lib/ai/coach/turn/reuse-turn.ts b/src/lib/ai/coach/turn/reuse-turn.ts
index 72d46b8ab..993e3988d 100644
--- a/src/lib/ai/coach/turn/reuse-turn.ts
+++ b/src/lib/ai/coach/turn/reuse-turn.ts
@@ -49,6 +49,8 @@ import { createSseStream } from "@/lib/sse/create-stream";
 import {
   COACH_MEMORY_KEYS,
   COACH_PLAN_KEYS,
+} from "@/lib/ai/coach/memory/shared";
+import {
   decideFactProposal,
   decidePlanProposal,
 } from "@/lib/ai/coach/memory/contract";