diff --git a/src/app/insights/blutdruck/page.tsx b/src/app/insights/blutdruck/page.tsx
index bfde157b7..4bfc3ed77 100644
--- a/src/app/insights/blutdruck/page.tsx
+++ b/src/app/insights/blutdruck/page.tsx
@@ -11,6 +11,7 @@ import { useTranslations } from "@/lib/i18n/context";
 import { useInsightsLayoutPrefs } from "@/hooks/use-insights-layout-prefs";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { CoachLaunchButton } from "@/components/insights/coach-launch-button";
 import { InsightStatusCard } from "@/components/insights/insight-status-card";
 import { SubPageShell } from "@/components/insights/sub-page-shell";
@@ -42,7 +43,7 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 export default function InsightsBlutdruckPage() {
diff --git a/src/app/insights/bmi/page.tsx b/src/app/insights/bmi/page.tsx
index 5541c921e..40723a4a7 100644
--- a/src/app/insights/bmi/page.tsx
+++ b/src/app/insights/bmi/page.tsx
@@ -11,6 +11,7 @@ import { useTranslations } from "@/lib/i18n/context";
 import { useInsightsLayoutPrefs } from "@/hooks/use-insights-layout-prefs";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { CoachLaunchButton } from "@/components/insights/coach-launch-button";
 import { InsightStatusCard } from "@/components/insights/insight-status-card";
 import { SubPageShell } from "@/components/insights/sub-page-shell";
@@ -35,7 +36,7 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 const BMI_BANDS = [
diff --git a/src/app/insights/gewicht/page.tsx b/src/app/insights/gewicht/page.tsx
index 752f63448..a5ace20a1 100644
--- a/src/app/insights/gewicht/page.tsx
+++ b/src/app/insights/gewicht/page.tsx
@@ -11,6 +11,7 @@ import { useTranslations } from "@/lib/i18n/context";
 import { useInsightsLayoutPrefs } from "@/hooks/use-insights-layout-prefs";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { CoachLaunchButton } from "@/components/insights/coach-launch-button";
 import { InsightStatusCard } from "@/components/insights/insight-status-card";
 import { SubPageShell } from "@/components/insights/sub-page-shell";
@@ -36,7 +37,7 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 export default function InsightsGewichtPage() {
diff --git a/src/app/insights/puls/page.tsx b/src/app/insights/puls/page.tsx
index 8c4e7633c..060544783 100644
--- a/src/app/insights/puls/page.tsx
+++ b/src/app/insights/puls/page.tsx
@@ -11,6 +11,7 @@ import { useTranslations } from "@/lib/i18n/context";
 import { useInsightsLayoutPrefs } from "@/hooks/use-insights-layout-prefs";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { CoachLaunchButton } from "@/components/insights/coach-launch-button";
 import { InsightStatusCard } from "@/components/insights/insight-status-card";
 import { SubPageShell } from "@/components/insights/sub-page-shell";
@@ -37,7 +38,7 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 interface AnalyticsData {
diff --git a/src/app/insights/stimmung/page.tsx b/src/app/insights/stimmung/page.tsx
index 09cbf2c95..cc6623e1f 100644
--- a/src/app/insights/stimmung/page.tsx
+++ b/src/app/insights/stimmung/page.tsx
@@ -11,6 +11,7 @@ import { useTranslations } from "@/lib/i18n/context";
 import { useInsightsLayoutPrefs } from "@/hooks/use-insights-layout-prefs";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { CoachLaunchButton } from "@/components/insights/coach-launch-button";
 import { InsightStatusCard } from "@/components/insights/insight-status-card";
 import { SubPageShell } from "@/components/insights/sub-page-shell";
@@ -30,7 +31,7 @@ const MoodChart = dynamic(
     import("@/components/charts/mood-chart").then((mod) => ({
       default: mod.MoodChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 interface ComprehensiveMoodData {
diff --git a/src/app/page.tsx b/src/app/page.tsx
index f825444c4..d4d9c2d1a 100644
--- a/src/app/page.tsx
+++ b/src/app/page.tsx
@@ -27,6 +27,7 @@ import type { DataSummary as DataSummaryType } from "@/lib/analytics/trends";
 import dynamic from "next/dynamic";
 import { Button } from "@/components/ui/button";
 import { EmptyState } from "@/components/ui/empty-state";
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { ResponsiveSheet } from "@/components/ui/responsive-sheet";
 import {
   DropdownMenu,
@@ -48,21 +49,21 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 const MoodChart = dynamic(
   () =>
     import("@/components/charts/mood-chart").then((mod) => ({
       default: mod.MoodChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 const MedicationComplianceChart = dynamic(
   () =>
     import("@/components/charts/medication-compliance-chart").then((mod) => ({
       default: mod.MedicationComplianceChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 import { useTranslations, useFormatters } from "@/lib/i18n/context";
 import { queryKeys } from "@/lib/query-keys";
diff --git a/src/components/charts/chart-skeleton.tsx b/src/components/charts/chart-skeleton.tsx
new file mode 100644
index 000000000..2ce52dc83
--- /dev/null
+++ b/src/components/charts/chart-skeleton.tsx
@@ -0,0 +1,60 @@
+"use client";
+
+import { Skeleton } from "@/components/ui/skeleton";
+import { cn } from "@/lib/utils";
+
+/**
+ * v1.4.28 R3d (R1.2 H4) — layout-stable loading shell for every
+ * `next/dynamic` chart import on the dashboard and the insights
+ * sub-pages.
+ *
+ * The chart components (`<HealthChart>`, `<MoodChart>`, …) live behind
+ * `dynamic(() => import("…"), { ssr: false })`. Pre-fix, the loading
+ * slot was empty: the page hydrated, the Recharts chunk fetched, and
+ * the layout collapsed/expanded as the chart arrived. On a cold visit
+ * over a slow network the gap was visible for several seconds (R1.2
+ * H4).
+ *
+ * This skeleton mirrors the same container that `health-chart.tsx`
+ * paints (rounded card, border, `p-4 md:p-6`) plus a faux header row
+ * (title + range tabs) and a chart band sized to the CSS variable the
+ * chart itself reads (`--chart-height` → 240 px mobile / 280 px md+).
+ * The cumulative box matches the loaded chart's height to within a
+ * pixel so the page does not jump on hydration.
+ *
+ * `prefers-reduced-motion` is honoured automatically — the `<Skeleton>`
+ * primitive's `animate-pulse` is suppressed via Tailwind's
+ * `motion-reduce:animate-none` modifier.
+ */
+export function ChartSkeleton({ className }: { className?: string }) {
+  return (
+    <div
+      data-slot="chart-skeleton"
+      role="status"
+      aria-busy="true"
+      aria-live="polite"
+      className={cn(
+        "bg-card border-border rounded-xl border p-4 md:p-6",
+        className,
+      )}
+    >
+      <span className="sr-only">Loading chart…</span>
+
+      {/* Header row — title + range tabs match the real chart's
+          `mb-4 flex flex-col gap-2 sm:flex-row` chrome. */}
+      <div className="mb-4 flex flex-col gap-2 sm:flex-row sm:items-center sm:justify-between">
+        <Skeleton className="h-4 w-32" />
+        <div className="flex items-center gap-2">
+          <Skeleton className="h-6 w-12" />
+          <Skeleton className="h-6 w-12" />
+          <Skeleton className="h-6 w-12" />
+          <Skeleton className="h-6 w-12" />
+        </div>
+      </div>
+
+      {/* Chart band — mirrors the same `h-[var(--chart-height,…)]`
+          contract `health-chart.tsx` paints at line 1087-1089. */}
+      <Skeleton className="h-[var(--chart-height,240px)] w-full md:h-[var(--chart-height-md,280px)]" />
+    </div>
+  );
+}
diff --git a/src/components/insights/sleep-duration-chart.tsx b/src/components/insights/sleep-duration-chart.tsx
index 6922e7b85..5e5e31095 100644
--- a/src/components/insights/sleep-duration-chart.tsx
+++ b/src/components/insights/sleep-duration-chart.tsx
@@ -2,6 +2,7 @@
 
 import dynamic from "next/dynamic";
 
+import { ChartSkeleton } from "@/components/charts/chart-skeleton";
 import { useTranslations } from "@/lib/i18n/context";
 import type { ComparisonBaseline } from "@/lib/dashboard-layout";
 
@@ -26,7 +27,7 @@ const HealthChart = dynamic(
     import("@/components/charts/health-chart").then((mod) => ({
       default: mod.HealthChart,
     })),
-  { ssr: false },
+  { ssr: false, loading: () => <ChartSkeleton /> },
 );
 
 export interface SleepDurationChartProps {