diff --git a/src/app/api/admin/provider-health/__tests__/route.test.ts b/src/app/api/admin/provider-health/__tests__/route.test.ts
index 03e0fb8de..f0f819c3f 100644
--- a/src/app/api/admin/provider-health/__tests__/route.test.ts
+++ b/src/app/api/admin/provider-health/__tests__/route.test.ts
@@ -18,6 +18,9 @@ vi.mock("@/lib/db", () => ({
     providerHealth: {
       groupBy: vi.fn(),
     },
+    coachUsage: {
+      aggregate: vi.fn(),
+    },
   },
 }));
 
@@ -45,6 +48,7 @@ import { prisma } from "@/lib/db";
 import { requireAdmin } from "@/lib/api-handler";
 
 const groupBy = vi.mocked(prisma.providerHealth.groupBy);
+const aggregate = vi.mocked(prisma.coachUsage.aggregate);
 
 function group(
   providerType: string,
@@ -76,6 +80,9 @@ describe("GET /api/admin/provider-health", () => {
     vi.mocked(requireAdmin).mockResolvedValue({
       user: { id: "admin1" },
     } as never);
+    aggregate.mockResolvedValue({
+      _sum: { totalTokens: 0, operatorTokens: 0 },
+    } as never);
   });
 
   it("is admin-gated before it touches the ledger", async () => {
@@ -199,6 +206,49 @@ describe("GET /api/admin/provider-health", () => {
     ).toEqual(["admin-openai", "admin-codex", "anthropic", "local"]);
   });
 
+  /**
+   * v1.38.19 (Wave E) — the two spend figures side by side.
+   *
+   * The operator reads this card when the chat refuses. Until now it showed
+   * delivery health only, and the day's token figure was one number that mixed
+   * his own ChatGPT plan with the instance's key — so a refusal at 513 539
+   * tokens looked like his own doing. The split is what tells him which
+   * ceiling he hit.
+   */
+  it("reports the day's spend split by who paid for it", async () => {
+    groupBy.mockResolvedValue([] as never);
+    aggregate.mockResolvedValue({
+      _sum: { totalTokens: 1_240_000, operatorTokens: 151_200 },
+    } as never);
+
+    const res = await GET();
+    const body = await res.json();
+
+    expect(body.data.spendToday).toEqual({
+      dateKey: expect.stringMatching(/^\d{4}-\d{2}-\d{2}$/),
+      totalTokens: 1_240_000,
+      operatorTokens: 151_200,
+    });
+    // Today only, across every account — the operator's ceiling is per day.
+    expect(aggregate).toHaveBeenCalledWith(
+      expect.objectContaining({
+        where: { dateKey: expect.stringMatching(/^\d{4}-\d{2}-\d{2}$/) },
+      }),
+    );
+  });
+
+  it("reports a day with no spend as zero, not null", async () => {
+    groupBy.mockResolvedValue([] as never);
+    aggregate.mockResolvedValue({
+      _sum: { totalTokens: null, operatorTokens: null },
+    } as never);
+
+    const res = await GET();
+    const body = await res.json();
+    expect(body.data.spendToday.totalTokens).toBe(0);
+    expect(body.data.spendToday.operatorTokens).toBe(0);
+  });
+
   it("answers an empty ledger with an empty list, not an error", async () => {
     groupBy.mockResolvedValue([] as never);
 
diff --git a/src/app/api/admin/provider-health/route.ts b/src/app/api/admin/provider-health/route.ts
index c0163dece..0e8b42e13 100644
--- a/src/app/api/admin/provider-health/route.ts
+++ b/src/app/api/admin/provider-health/route.ts
@@ -1,4 +1,5 @@
 import { apiHandler, requireAdmin } from "@/lib/api-handler";
+import { buildDateKey } from "@/lib/ai/coach/budget";
 import { prisma } from "@/lib/db";
 import { apiSuccess } from "@/lib/api-response";
 import { annotate } from "@/lib/logging/context";
@@ -49,6 +50,9 @@ export const GET = apiHandler(async () => {
   await requireAdmin();
   annotate({ action: { name: "admin.provider-health.get" } });
 
+  // The UTC day the ledger buckets by — the same key every reservation writes.
+  const dateKey = buildDateKey();
+
   const groups = await prisma.providerHealth.groupBy({
     // `lastStatus` joins the grouping key rather than an aggregate: the
     // MAX of two HTTP statuses is not a status, it is arithmetic on a
@@ -107,5 +111,24 @@ export const GET = apiHandler(async () => {
     return a.providerType.localeCompare(b.providerType);
   });
 
-  return apiSuccess({ providers });
+  // v1.38.19 (Wave E) — the day's spend, split by who pays for it.
+  //
+  // The operator opens this card when a surface refuses on budget. One mixed
+  // number could not answer the question it raised: a day at 1.24 M tokens is
+  // alarming until you see that 151 200 of them were the instance's own key
+  // and the rest ran on the users' plans. The operator ceiling is enforced
+  // against the second figure, so both belong on screen.
+  const spend = await prisma.coachUsage.aggregate({
+    where: { dateKey },
+    _sum: { totalTokens: true, operatorTokens: true },
+  });
+
+  return apiSuccess({
+    providers,
+    spendToday: {
+      dateKey,
+      totalTokens: spend._sum.totalTokens ?? 0,
+      operatorTokens: spend._sum.operatorTokens ?? 0,
+    },
+  });
 });