diff --git a/src/lib/rollups/__tests__/mood-rollups.test.ts b/src/lib/rollups/__tests__/mood-rollups.test.ts
index 6f6aa2ec7..53f8196de 100644
--- a/src/lib/rollups/__tests__/mood-rollups.test.ts
+++ b/src/lib/rollups/__tests__/mood-rollups.test.ts
@@ -387,33 +387,39 @@ describe("recomputeUserMoodRollups replace (delete-then-refold, v1.32.12)", () =
       sd: 0.5,
     };
     queryRawUnsafe.mockResolvedValue([aggRow]);
-    upsert.mockResolvedValue({});
 
+    // The fold writes every bucket in one multi-row upsert; the values of
+    // that statement are the bucket key and the folded stats, in column
+    // order, with the run's computedAt last.
+    const writtenRows = () =>
+      executeRaw.mock.calls.map((call) =>
+        ((call[1] as { values: unknown[] }).values ?? []).slice(0, -1),
+      );
     await recomputeUserMoodRollups("user-1", {
       granularities: ["DAY"],
       replace: true,
     });
-    const first = upsert.mock.calls.map((c) => c[0] as Record<string, unknown>);
-    upsert.mockClear();
+    const first = writtenRows();
+    executeRaw.mockClear();
     await recomputeUserMoodRollups("user-1", {
       granularities: ["DAY"],
       replace: true,
     });
-    const second = upsert.mock.calls.map(
-      (c) => c[0] as Record<string, unknown>,
-    );
+    const second = writtenRows();
 
     expect(first).toHaveLength(1);
-    expect(second).toHaveLength(1);
-    // Same bucket key + same folded stats across both rebuilds (only the
-    // computedAt wall-clock differs, which we don't compare).
-    expect(first[0].where).toEqual(second[0].where);
-    expect((first[0].create as { count: number }).count).toBe(
-      (second[0].create as { count: number }).count,
-    );
-    expect((first[0].create as { mean: number }).mean).toBe(
-      (second[0].create as { mean: number }).mean,
-    );
+    expect(second).toEqual(first);
+    expect(first[0]).toEqual([
+      "user-1",
+      "DAY",
+      new Date("2026-05-10T00:00:00.000Z"),
+      3,
+      4.2,
+      3,
+      5,
+      0.5,
+    ]);
+    expect(upsert).not.toHaveBeenCalled();
   });
 });
 
diff --git a/src/lib/rollups/mood-rollups.ts b/src/lib/rollups/mood-rollups.ts
index b7fccea27..4dfe341e7 100644
--- a/src/lib/rollups/mood-rollups.ts
+++ b/src/lib/rollups/mood-rollups.ts
@@ -51,10 +51,10 @@ import { enqueueWhenBossReady } from "@/lib/jobs/boss-ready";
 import { annotate } from "@/lib/logging/context";
 import { trackBackgroundTask } from "@/lib/logging/background-tasks";
 import { startOfUtcDay } from "@/lib/tz/start-of-utc-day";
-import type {
+import {
   Prisma,
-  PrismaClient,
-  RollupGranularity,
+  type PrismaClient,
+  type RollupGranularity,
 } from "@/generated/prisma/client";
 import { dayKeyAsUtcMidnight } from "@/lib/tz/date-only";
 
@@ -668,42 +668,32 @@ async function persistMoodRollupRows(
   rows: MoodRollupRow[],
 ): Promise<number> {
   if (rows.length === 0) return 0;
+  // One multi-row upsert per chunk. An upsert per bucket cost a statement for
+  // every day of the account's history on the read that refreshed the tier
+  // (the dashboard summary among them), and the count moved with the
+  // calendar. A single statement is also atomic on its own, so it is safe
+  // inside a caller's interactive transaction or outside one.
   const CHUNK = 500;
+  const computedAt = new Date();
   let touched = 0;
   for (let i = 0; i < rows.length; i += CHUNK) {
     const slice = rows.slice(i, i + CHUNK);
-    // Run each upsert sequentially through the supplied client (which
-    // may be a transactional handle). Wrapping in `$transaction` here
-    // would crash when the caller already holds an interactive
-    // transaction, so we rely on the parent caller (or atomicity of
-    // the single upsert) for crash safety. The hot path is a single
-    // row per DAY recompute, so the round-trip cost is negligible.
-    for (const row of slice) {
-      const payload = {
-        count: Number(row.count),
-        mean: row.mean ?? 0,
-        minScore: row.min_score ?? 0,
-        maxScore: row.max_score ?? 0,
-        sd: row.sd,
-        computedAt: new Date(),
-      } satisfies Prisma.MoodEntryRollupUpdateInput;
-      await client.moodEntryRollup.upsert({
-        where: {
-          userId_granularity_bucketStart: {
-            userId,
-            granularity,
-            bucketStart: row.bucket_start,
-          },
-        },
-        create: {
-          userId,
-          granularity,
-          bucketStart: row.bucket_start,
-          ...payload,
-        },
-        update: payload,
-      });
-    }
+    const values = slice.map(
+      (row) =>
+        Prisma.sql`(${userId}, ${granularity}::"measurement_rollup_granularity", ${row.bucket_start}, ${Number(row.count)}, ${row.mean ?? 0}, ${row.min_score ?? 0}, ${row.max_score ?? 0}, ${row.sd}, ${computedAt})`,
+    );
+    await client.$executeRaw`
+      INSERT INTO "mood_entry_rollups"
+        ("user_id", "granularity", "bucket_start", "count", "mean", "min_score", "max_score", "sd", "computed_at")
+      VALUES ${Prisma.join(values)}
+      ON CONFLICT ("user_id", "granularity", "bucket_start") DO UPDATE
+        SET "count"       = EXCLUDED."count",
+            "mean"        = EXCLUDED."mean",
+            "min_score"   = EXCLUDED."min_score",
+            "max_score"   = EXCLUDED."max_score",
+            "sd"          = EXCLUDED."sd",
+            "computed_at" = EXCLUDED."computed_at"
+    `;
     touched += slice.length;
   }
   return touched;
diff --git a/tests/integration/query-budget-hot-routes.test.ts b/tests/integration/query-budget-hot-routes.test.ts
index 3bab1970b..cb0390f26 100644
--- a/tests/integration/query-budget-hot-routes.test.ts
+++ b/tests/integration/query-budget-hot-routes.test.ts
@@ -67,7 +67,7 @@ const DAY_MS = 86_400_000;
  */
 const BUDGET = {
   authMe: 13,
-  dashboardSummary: 84,
+  dashboardSummary: 28,
   dashboardSnapshot: 99,
   series30: 6,
   series365: 5,